Ideas

In this newsletter we discuss the Federal Government’s Mortgage Guarantee Scheme, designed to assist first home buyers to get on the first rung of the property ladder with a deposit of as little as 5%.

On September 2019 the Treasury Laws Amendment Bill 2019 was passed to allow certain people to opt-out of receiving the Superannuation Guarantee (SG) contribution from their employer.

Announced as part of the 2018 Federal Budget, the work-test exemption was introduced to allow recent retirees the ability to contribute to their superannuation without having to meet the work test.